Financial FortressThe Series

A fortress is not built for fair weather. It is built for storms and siege. A financial plan should be engineered the same way.

The Premise

Coordination over fragmentation.

Most financial plans are assembled one decision at a time. An investment choice here. A tax move there. An insurance policy bought in isolation. Each decision is sound on its own, and no one is accountable for how they fit together.

The Financial Fortress books take the opposite approach. Written by a financial advisor who spent nearly three decades managing institutional risk in global currency markets, they treat a financial life as a single structure, engineered to hold under stress, with every decision evaluated for how it interacts with the others.

Two books. Two audiences. One method.

The Books

Find the one built for you.

Financial Fortress

A Retirement Plan Engineered to Withstand Market Risk, Taxes, Inflation, and Life

For those approaching or in retirement. A coordinated plan that holds through bad markets, tax surprises, rising inflation, and the transition to a surviving spouse. Roth conversion strategy, the widow's penalty, IRMAA, and income that lasts.

Explore the Retirement Edition

Financial Fortress for Business Owners

Extract Value through Entity Structure, Protection, Benefits, and Exit

For the owner of a closely held business. A structure that holds through a partner's exit, a key person's loss, a tax change, and the eventual sale. Entity design, buy-sell funding, benefit extraction, and exit planning that starts years early.

Explore the Business Owners Edition

The Author

Ira S. Koyner

Ira S. Koyner managed foreign exchange options portfolios at major global banks for nearly three decades. He holds a degree from the Wharton School and is the founder of Triathlon Partners LLC, a financial advisory firm serving business owners and clients approaching and in retirement.

Hope and prayer were not acceptable strategies on a trading floor. They are not acceptable in financial planning either. The Financial Fortress series began with the gaps he kept finding between his clients' advisors, where each decision was sound on its own and no one owned the whole picture.

If you want to look closely at yours, he is glad to help.

Does anyone see the whole picture, and is anyone accountable for how the pieces interact?

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