Indexed Universal Life | The Best Investment for Long-Term Goals
By iraWhy Indexed Universal Life Insurance Deserves a Closer Look When most people think of life insurance, they imagine it purely as a death benefit. But what if we told you it could also be one of the most powerful tools for building long-term, tax-advantaged wealth? In this episode of Triathlon Partners TV, Ira Koyner—founder of
Read More Structured Notes: Best Strategies for Sideways Markets July 2025
By ira📈 July 2025 Structured Note Opportunities: Hedging After the Rally As of early July 2025, equity markets have continued their surge off the April lows, with the S&P 500 (SPY) up approximately 9.2% and the Nasdaq-100 (NDX) up 11.7%. Since the April bottom, SPY has gained 14.4% and NDX has rallied an impressive 18.9%. These
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Build A Portfolio with Protection Against Market Sell Offs
By ira📉 What Should You Invest in During a Market Drop? | Triathlon Partners Has the recent market downturn made you rethink your investment strategy? In this video, Ira Koyner — The Original IRA and founder of Triathlon Partners — breaks down smarter, more resilient ways to build a portfolio with protection against market selloffs. Rather
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Term vs. Permanent Life Insurance | Pros & Cons Explained
By iraThis video will breakdown Term Life Insurance vs. Permanent Life Insurance. Which is best for you and The Pros & Cons, and provide the guidance to find the type of policy that best meets your objectives. Life insurance is one of those necessary things in life, because life happens! It’s better to have life insurance
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ROTH IRA Limitations EXPLAINED | A Smarter Alternative
By ira🎯 Feeling limited by Roth IRA rules? You’re not alone. In this video, we break down the 2025 Roth IRA contribution limits, income phase-outs, early withdrawal penalties, conversion tax, and the key drawbacks that many investors overlook. But more importantly — we introduce a smarter alternative, Indexed Universal Life, IUL, that provides greater flexibility, point
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Where Did All Your Money Go? Tax-Efficient Investment Tips
By iraWhere Did All Your Money Go? Understanding Taxes, Investments, and Better Financial Strategies The Tax Burden Many high-income earners find that 40-45% of their income is lost to federal, state, and additional taxes. For example, if you earn over $200,000, your federal tax rate could be 32%+, plus an extra 3.8% NIIT tax and state
Read More Roth IRA Conversions Maximize Retirement Savings
By ira🚀 Roth IRA Conversions: Maximize Your Retirement Savings 💰 The topic of today’s video from @TriathlonPartnersTV is ROTH IRA conversions. Your host, Ira Koyner, The Original IRA discusses opportunistic strategies to maximize your retirement savings with a ROTH IRA. What You’ll Learn About Roth IRA Conversions 1. What is a Roth IRA Conversion? Converting funds
Read More Maximize Your Retirement Savings: Traditional and Roth IRAs Explained 💰📈
By iraTraditional vs. Roth IRAs IRAs are a tax-advantaged savings plan that is the cornerstone of Smart Retirement Planning Why Contribute to an IRA? Contribution Limits (2024) 📊 Benefits of Traditional and Roth IRAs 🛡️ Other Tax-Advantaged Savings Options 🌍 Secure your financial future today 🎯 IRAs are essential tools for building a secure financial future.
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Point-to-Point Investment Strategy: Growth with Protection
By ira🎬 Welcome to TriathlonPartnersTV! In this episode, we explain the Point-to-Point Investment Strategy. This simple yet powerful strategy links your returns to the performance of the S&P 500 index. The Point-to-Point strategy offers lower risk than investing directly in the S&P 500 because it guarantees no loss, called the floor, even if the S&P 500
Read More Survivorship Life Insurance: The Perfect Estate Planning Tool
By ira🎬 In this episode of TriathlonPartnersTV, we explain the benefits of Survivorship Life Insurance (also known as Second-to-Die Life Insurance). This is an important tool for estate planning, especially with changes to tax laws coming soon. ⚠️ Estate tax thresholds are set to expire in 15 months, which may cut tax-free limits in half. New
Read More TriathlonPartnersTV: RILAs Unpacked: Understanding Buffers and Caps
By iraRILAs Explained: Buffers and Caps In this episode of Triathlon PartnersTV, we delve into RILAs, or Registered Indexed Linked Annuities. RILAs are structured investment products whose returns depend on the performance of underlying market indices like the S&P 500 or NASDAQ 100. Each investment structure, referred to as a segment, offers protection against losses through
Read More TriathlonPartnersTV: Mastering Retirement: The Secret to a Balanced Portfolio
By ira🔍 The Key to a Balanced Retirement Portfolio 🔍 In this episode of Triathlon PartnersTV, we focus on one of the biggest mistakes in retirement planning: an unbalanced portfolio. If you rely too much on the stock market, you could face big losses during market downturns, which may delay your retirement. On the other hand,
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