Smart Charitable Giving: Donate Stock, QCDs, CRT & CLT
By iraSmart Charitable Giving: Donate Stock, QCDs, CRT & CLT Tax-Efficient Charitable Giving Smart Charitable Giving: Donate Stock, QCDs, CRT & CLT Give more to charity and keep more in tax savings. This guide covers donating appreciated stock, QCDs, and advanced strategies like CRT and CLT, plus when to use a DAF and smart year-end tactics.
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Structure Permanent Life Insurance to Maximize Cash Value
By iraProperly Structure Permanent Life Insurance How to Structure Permanent Life Insurance for Cash Value By Ira Koyner — The Original IRA, President of Triathlon Partners Introduction: How to Structure Permanent Life Insurance If you’re researching how to structure permanent life insurance, this guide explains how to maximize cash value and protect tax advantages using proven
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Indexed Universal Life | The Best Investment for Long-Term Goals
By iraWhy Indexed Universal Life Insurance Deserves a Closer Look When most people think of life insurance, they imagine it purely as a death benefit. But what if we told you it could also be one of the most powerful tools for building long-term, tax-advantaged wealth? In this episode of Triathlon Partners TV, Ira Koyner—founder of
Read More Best Strategies for Sideways Markets | Structured Notes July 2025
By ira📈 July 2025 Structured Note Opportunities: Hedging After the Rally As of early July 2025, equity markets have continued their surge off the April lows, with the S&P 500 (SPY) up approximately 9.2% and the Nasdaq-100 (NDX) up 11.7%. Since the April bottom, SPY has gained 14.4% and NDX has rallied an impressive 18.9%. These
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Build A Portfolio with Protection Against Market Sell Offs
By ira📉 What Should You Invest in During a Market Drop? | Triathlon Partners Has the recent market downturn made you rethink your investment strategy? In this video, Ira Koyner — The Original IRA and founder of Triathlon Partners — breaks down smarter, more resilient ways to build a portfolio with protection against market selloffs. Rather
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Term vs. Permanent Life Insurance | Pros & Cons Explained
By iraThis video will breakdown Term Life Insurance vs. Permanent Life Insurance. Which is best for you and The Pros & Cons, and provide the guidance to find the type of policy that best meets your objectives. Life insurance is one of those necessary things in life, because life happens! It’s better to have life insurance
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ROTH IRA Limitations EXPLAINED | A Smarter Alternative
By ira🎯 Feeling limited by Roth IRA rules? You’re not alone. In this video, we break down the 2025 Roth IRA contribution limits, income phase-outs, early withdrawal penalties, conversion tax, and the key drawbacks that many investors overlook. But more importantly — we introduce a smarter alternative, Indexed Universal Life, IUL, that provides greater flexibility, point
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Where Did All Your Money Go? Tax-Efficient Investment Tips
By iraWhere Did All Your Money Go? Understanding Taxes, Investments, and Better Financial Strategies The Tax Burden Many high-income earners find that 40-45% of their income is lost to federal, state, and additional taxes. For example, if you earn over $200,000, your federal tax rate could be 32%+, plus an extra 3.8% NIIT tax and state
Read More Roth IRA Conversions Maximize Retirement Savings
By ira🚀 Roth IRA Conversions: Maximize Your Retirement Savings 💰 The topic of today’s video from @TriathlonPartnersTV is ROTH IRA conversions. Your host, Ira Koyner, The Original IRA discusses opportunistic strategies to maximize your retirement savings with a ROTH IRA. What You’ll Learn About Roth IRA Conversions 1. What is a Roth IRA Conversion? Converting funds
Read More Maximize Your Retirement Savings: Traditional and Roth IRAs Explained 💰📈
By iraTraditional vs. Roth IRAs IRAs are a tax-advantaged savings plan that is the cornerstone of Smart Retirement Planning Why Contribute to an IRA? Contribution Limits (2024) 📊 Benefits of Traditional and Roth IRAs 🛡️ Other Tax-Advantaged Savings Options 🌍 Secure your financial future today 🎯 IRAs are essential tools for building a secure financial future.
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Point-to-Point Investment Strategy: Growth with Protection
By ira🎬 Welcome to TriathlonPartnersTV! In this episode, we explain the Point-to-Point Investment Strategy. This simple yet powerful strategy links your returns to the performance of the S&P 500 index. The Point-to-Point strategy offers lower risk than investing directly in the S&P 500 because it guarantees no loss, called the floor, even if the S&P 500
Read More Survivorship Life Insurance: The Perfect Estate Planning Tool
By ira🎬 In this episode of TriathlonPartnersTV, we explain the benefits of Survivorship Life Insurance (also known as Second-to-Die Life Insurance). This is an important tool for estate planning, especially with changes to tax laws coming soon. ⚠️ Estate tax thresholds are set to expire in 15 months, which may cut tax-free limits in half. New
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