Structured Notes are hybrid investment products issued by banks that combine traditional bond features with equity market exposure. These notes can be customized to fit your risk tolerance, time horizon, and income needs.
Key Features:
✅ Equity or index-linked returns with the opportunity for enhanced returns
✅ Built-in downside protection (via buffers or barriers)
✅ Defined maturity dates
✅ Potential to generate income with yields often exceeding traditional bonds.
Structured notes allow you to participate in equity market growth—often with enhanced upside features like participation multipliers above 100%. Performance is linked to the S&P 500, Nasdaq, or international indexes, these notes can offer:
✅ Participation multipliers up to 250%
✅ Performance linked to broad market or sector specific indices
✅ Defined matury dates
✅ Tax Efficiency
One of the biggest advantages of structured notes is the ability to limit your downside risk—a smart strategy for uncertain markets or pre-retirement investors. These protections help reduce portfolio drawdowns, especially during market corrections—without exiting the market completely. Common protection features include:
✅ Buffers that offer downside protection against the first 10% to 30% loss.
✅ Barriers that prevent loss unless a threshold is breached ranging from 20% to 40%
✅ Principal protection of 100% by the issuing bank or 100% FDIC insured
Some structured notes are designed to produce significant cash flow when the market stagnates or dips. It is ideal for tax efficient diversified investors. Unlike traditional fixed income, structured notes can combine income with equity market exposure, offering a better return profile in today’s interest rate environment. Income notes can offer:
✅ Monthly, quarterly, or annual coupon payments
✅ Contingent income tied to index or stock performance
✅ Yields often exceeding traditional bonds or dividend stocks
In this six-part seminar, Ira Koyner (“The Original IRA”) walks through how notes are built, where they fit, and the trade-offs to understand—using simple diagrams and real examples. Click the link to watch all the episode below.
Learn how Triathlon Partners’ exclusive 5-year custom structured note uses a rainbow weighting and 1.7× multiplier to amplify portfolio returns. Click the link below to learn more.
Selling stocks when they are at highs means a big tax bill. This unique strategy mitigates losses on a retracement, and doesnt limit further gains without incurring a tax bill.
In this six-part seminar, Ira Koyner (“The Original IRA”) walks through how notes are built, where they fit, and the trade-offs to understand—using simple diagrams and real examples. Click the link to watch all the episode below.
Learn More
Learn how Triathlon Partners’ exclusive 5-year custom structured note uses a rainbow weighting and 1.7× multiplier to amplify portfolio returns. Click the link below to learn more.
Learn More
Selling stocks when they are at highs means a big tax bill. This unique strategy mitigates losses on a retracement, and doesnt limit further gains without incurring a tax bill.
Learn More
