What Are Structured Notes?
Structured Notes are hybrid investment products issued by banks that combine traditional bond features with equity market exposure. These notes can be customized to fit your risk tolerance, time horizon, and income needs.
Key Features:
✅ Equity or index-linked returns with the opportunity for enhanced returns
✅ Built-in downside protection (via buffers or barriers)
✅ Defined maturity dates
✅ Potential to generate income with yields often exceeding traditional bonds.
Participation Multipliers, Capture More Upside:
Structured notes allow you to participate in equity market growth—often with enhanced upside features like participation multipliers above 100%. Performance is linked to the S&P 500, Nasdaq, or international indexes, these notes can offer:
✅ Participation multipliers up to 250%
✅ Performance linked to broad market or sector specific indices
✅ Defined matury dates
✅ Tax Efficiency
Protect Your Principal in Volatile Markets:
One of the biggest advantages of structured notes is the ability to limit your downside risk—a smart strategy for uncertain markets or pre-retirement investors. These protections help reduce portfolio drawdowns, especially during market corrections—without exiting the market completely. Common protection features include:
✅ Buffers that offer downside protection against the first 10% to 30% loss.
✅ Barriers that prevent loss unless a threshold is breached ranging from 20% to 40%
✅ Principal protection of 100% by the issuing bank or 100% FDIC insured
Generate Income with Structured Notes:
Some structured notes are designed to produce significant cash flow when the market stagnates or dips. It is ideal for tax efficient diversified investors. Unlike traditional fixed income, structured notes can combine income with equity market exposure, offering a better return profile in today’s interest rate environment. Income notes can offer:
✅ Monthly, quarterly, or annual coupon payments
✅ Contingent income tied to index or stock performance
✅ Yields often exceeding traditional bonds or dividend stocks
Recently Issued Structured Notes
Structured Notes Aug 2025
Learn how Triathlon Partners’ exclusive 5-year custom structured note uses a rainbow weighting and 1.7× multiplier to amplify portfolio returns. Click the link below to learn more.
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Growth Note: International Equities
August has some tremendous structured note offering. They include growth notes with participation multipliers on domestic and international stocks, as well as an opportunitiy to earn high coupons. Click the link below to learn more.
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Selling stocks when they are at highs means a big tax bill. This unique strategy mitigates losses on a retracement, and doesnt limit further gains without incurring a tax bill.
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