By ira
Introduction to Tax Loss Harvesting Tax loss harvesting is a valuable strategy for reducing taxable income and enhancing after tax returns. By understanding its mechanics and benefits, investors can effectively integrate tax loss harvesting into their financial planning, without compromising long-term goals. Realized Gains vs. Unrealized Gains: Key Differences and Implications Realized gains and unrealized
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By ira
🎬 Welcome to TriathlonPartnersTV! In this episode, we explain the Point-to-Point Investment Strategy. This simple yet powerful strategy links your returns to the performance of the S&P 500 index. The Point-to-Point strategy offers lower risk than investing directly in the S&P 500 because it guarantees no loss, called the floor, even if the S&P 500
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By ira
🎬 In this episode of TriathlonPartnersTV, we explain the benefits of Survivorship Life Insurance (also known as Second-to-Die Life Insurance). This is an important tool for estate planning, especially with changes to tax laws coming soon. ⚠️ Estate tax thresholds are set to expire in 15 months, which may cut tax-free limits in half. New
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By ira
RILAs Explained: Buffers and Caps In this episode of Triathlon PartnersTV, we delve into RILAs, or Registered Indexed Linked Annuities. RILAs are structured investment products whose returns depend on the performance of underlying market indices like the S&P 500 or NASDAQ 100. Each investment structure, referred to as a segment, offers protection against losses through
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By ira
🔍 The Key to a Balanced Retirement Portfolio 🔍 In this episode of Triathlon PartnersTV, we focus on one of the biggest mistakes in retirement planning: an unbalanced portfolio. If you rely too much on the stock market, you could face big losses during market downturns, which may delay your retirement. On the other hand,
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By ira
🔍 Unlocking the Power of Tax-Efficient Investing 🔍 In this episode of TriathlonPartnersTV, we dive into a crucial yet often overlooked aspect of investing: taxes! Discover how tax rates can significantly impact your overall returns and learn how Triathlon Partners LLC is dedicated to tax-efficient investing to maximize your after-tax cash flow. We turn account
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By ira
The American Housing & Economic Mobility Act will lower the estate exemption and raise estate tax rates, which will start at 55%. When current income brackets expire at the end of 2025, which direction will they go? Is your current marginal federal income bracket 32%? How high is your state and city tax, 6%, 10%,
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By ira
Our clients prioritize giving to CHARITY. Our role is to maximize the impact of their generousity and provide financial support for their causes in good and bad economic times. Ira discusses on TriathlonTV several strategies that will make donations of all sizes larger. Appreciated assets and Donor advised funds sound complicated, but in fact take
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By ira
Estate planning was once a concern reserved for the uber wealthy. Times have changed, as current exemptions of $14 million per individual or $28 million per couple are set to expire on 31Dec2025. If Congress and the President do not act these exemptions will revert to previous levels of $7 million and $14 million. This
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By ira
Structured Notes are a unique investment that aren’t well known. The investment’s performance track popular equity indexes, like the S&P 500 or Nasdaq 100. A predeteremined return profile allows the structured note to offer prinicipal protection without limiting gains. Some notes can even perform better than the underlying index. If the past month’s market volatiliy
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By ira
Annuities are the much maligned investment in the financial world. They encompass a wide array of products, and the bad rap they receive is due to misinformation and a lack of education of the product. Triathlon Partners is dedicated to financial education. This episode identifies the key attributes of annuities, and why they are appropriate
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By ira
Retirement planning can be overwhelming. The concern of outliving your money or poor investment performance will leave you homeless is real. A retirement annuity can alleviate these fears and should be a key component of your funding strategy for retirement. Its guarenteed steady cash flow combined with social security will provide a core and stable
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