By iraThe American Housing & Economic Mobility Act will lower the estate exemption and raise estate tax rates, which will start at 55%. When current income brackets expire at the end of 2025, which direction will they go? Is your current marginal federal income bracket 32%? How high is your state and city tax, 6%, 10%,
Read More By iraOur clients prioritize giving to CHARITY. Our role is to maximize the impact of their generousity and provide financial support for their causes in good and bad economic times. Ira discusses on TriathlonTV several strategies that will make donations of all sizes larger. Appreciated assets and Donor advised funds sound complicated, but in fact take
Read More By iraEstate planning was once a concern reserved for the uber wealthy. Times have changed, as current exemptions of $14 million per individual or $28 million per couple are set to expire on 31Dec2025. If Congress and the President do not act these exemptions will revert to previous levels of $7 million and $14 million. This
Read More By iraStructured Notes are a unique investment that aren’t well known. The investment’s performance track popular equity indexes, like the S&P 500 or Nasdaq 100. A predeteremined return profile allows the structured note to offer prinicipal protection without limiting gains. Some notes can even perform better than the underlying index. If the past month’s market volatiliy
Read More By iraAnnuities are the much maligned investment in the financial world. They encompass a wide array of products, and the bad rap they receive is due to misinformation and a lack of education of the product. Triathlon Partners is dedicated to financial education. This episode identifies the key attributes of annuities, and why they are appropriate
Read More By iraRetirement planning can be overwhelming. The concern of outliving your money or poor investment performance will leave you homeless is real. A retirement annuity can alleviate these fears and should be a key component of your funding strategy for retirement. Its guarenteed steady cash flow combined with social security will provide a core and stable
Read More By iraLife insurance provides a death benefit, tax deferred growth and tax exempt income. A properly structured indexed universal life policy is a better investment than the equivalent death benefit of term insurance and investment in the market. The latest episode of Triathlon TV, compares the value of a permanent life insurance policy versus term insurance
Read More By iraLife insurance can create golden handcuffs for key employees. It is a tax efficient asset, and can provide a tax exempt payments when selling the firm. Watch the latest episode of Triathlon TV, and understand how to combine key employee retention/reward plans and succession strategies in a tax efficient vehicle. Additional resources Succession Planning Small
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By iraSuccession Planning: Insurance Can Fund Your BUYOUT Combine a valuable benefit for your key employee and heir apparent, while funding your own buyout. Business continuity, key employee benefits and an exit strategy are important to the long-term success of a small business. These objectives can be accomplished by combining them into one strategy. Business continuity
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Can The Rotation Continue? The Fed, Current Trends & Historical Performance